DenialAI
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Built for homeowners

Your insurer is hoping you don't fight back.We make it easy to.

Upload your policy and claim documents. DenialAI parses everything, cites the specific state statutes the insurer is breaking, and drafts the letters you sign and send. End-to-end, on your side.

Get your free first letter Start a free claim review

Free to start. No card required. Residential property claims only.

Our founder's story

State Farm offered me $1,600. They paid $45,000.

A sewage backup flooded our basement. The adjuster's offer didn't even cover the cleanup. Two years, one lawyer, and a lot of letters later, the same claim paid out 28x more. That fight is why DenialAI exists.

Read the full story

$1,600

Initial offer

$45,000

Final payout

28x

Difference

How DenialAI works

Five steps. You control every letter that goes out the door.

Upload your policy
We parse declarations, endorsements, and exclusions into plain English, including your wind/hail deductible.
Document the damage
Snap photos. Our AI builds a line-item inventory and prices it against regional cost data.
Find the gap
We compare the insurer's offer to what your policy actually covers and what the damage actually costs.
Flag bad faith
Missed statutory deadlines, lowball offers, or improper denial reasons, flagged with the statute and remedy.
Send the letters
We draft appeal, demand, and state insurance department complaint letters citing your policy and applicable state law. You sign and send.
Built for homeowners

The law works for you. We make it usable.

State prompt-payment laws force insurers to acknowledge, investigate, and pay claims within strict statutory deadlines. When they miss, statutory interest and attorney's fees can kick in. We track every clock for your state and tell you exactly when the law is on your side.

State prompt-payment statutes
Unfair claims practices
Common-law bad faith
State complaint filing
Deadline tracking
Every clock, automatically
We watch every statutory deadline. We email you 3 days out and the day-of. The moment one is missed, we draft the demand letter quoting the statute.
Privacy-first
Your documents stay yours
PII encrypted in transit and at rest. Files are private to your account, served only via signed URLs. You can export or delete everything at any time.
Outcomes, in your hands
You sign every letter
We never represent you to the insurer or take a cut of your settlement. We're not a public adjuster, not a law firm, and not a substitute for legal advice.

Don't settle for their first number

Enter your email and we'll show you how to start your first letter free.

No card required. Your free first letter is included. We never sell your email.

Simple, transparent pricing

Start free. Upgrade when you're ready to fight.

Free
$0forever
  • Plain-English policy summary
  • Basic damage photo upload
  • Educational content library
  • One sample letter generation
Get started
Per claim
Recommended
$149one time, 12 months
  • Everything in Free
  • Full policy parser + endorsements
  • AI damage assessment + gap analysis
  • Unlimited letter generation
  • Statutory deadline tracking
  • Bad-faith indicator report
  • State complaint guided submission
Most popular
Subscription
$29per month
  • Everything in Per claim
  • Unlimited claims
  • Multi-property dashboards
  • Priority email support
Subscribe

We never take a percentage of your recovered proceeds.

Get it on Google Play

The iOS app is on its way. In the meantime, the full DenialAI experience is available right here on the web, on any device. You get policy analysis, damage assessment, letters, and deadline tracking without downloading anything.

Buying on the web also means lower prices. When you subscribe directly through us, we don't pay Apple's app-store commission, and we pass that savings on to you.

No app store account. No commission. Just full access to your claim tools.

DenialAI is software that helps you exercise rights you already have under your state's laws. We are not a public adjuster and do not provide legal advice. Generated documents are templates you sign and send; consult a licensed attorney for case-specific guidance.