Regulatory notes

Public adjuster status

DenialAI is not a public adjuster. State insurance codes regulate public adjusters; that law applies to professionals who, for compensation, negotiate or settle insurance claims on behalf of policyholders. We do not negotiate or settle claims on your behalf; we provide software you use yourself.

Unauthorized practice of law

State laws govern the practice of law. DenialAI produces documents and analyses you control; we do not represent you in any legal matter. For case-specific legal guidance, consult a licensed attorney.

Geographic scope

DenialAI is available to homeowners across the United States. Statutory references are based on the state where your property is located. We do not support claims outside the United States.

Recording disclosure

Laws regarding call recording vary by state. Some states are one-party-consent states, meaning you may legally record a phone call you participate in without notifying the other party; other states require all-party consent. DenialAI surfaces this for your awareness. You are responsible for understanding and following the recording laws that apply to you and to the other party.